Handback Check

What counts as fair wear and tear on a lease car?

Fair wear and tear is the deterioration that comes from normal use. The BVRLA standard, which most UK leasing companies write into their agreements, puts numbers on it: scratches up to 25mm, dents up to 15mm, stone chips up to 3mm and alloy wheel scuffs up to 50mm in total on a wheel. Damage from a single event, such as a kerb strike or a car park knock, is chargeable.

Last reviewed . Every figure links to its source.

The limits at a glance

3mm Stone chip15mm Dent25mm Scratch50mm Alloy scuff, total per wheel0102030405060
The four size limits drawn to the same scale. Screens vary, so measure the car with a real ruler.
ItemUsually acceptableUsually chargeable
Scratches25mm or less, no primer or bare metal showing, able to be polished out, up to four on a panelLonger or deeper scratches, or more than four on a panel
Dents15mm or less across, up to two on a panel, paint unbrokenAny dent on the roof or on a swage line, or a chip inside a dent
Stone chips3mm or less and not rusted. Up to four on a panel, six on a door edge, eight on a forward-facing panelRusted chips, or more than those counts
Alloy wheelsScuffs adding up to 50mm around the rimDents, and any damage to the spokes, face or hub
TyresLegal tread depth and the right type for the carCuts, cracking or sidewall damage
WindscreenLight scratching outside the driver's viewDamage over 10mm in the driver's line of vision, or over 40mm elsewhere in the wiped area
InteriorWear and soiling from normal useBurns, tears, holes and stains
Keys and recordsAll keys and a complete service record returnedMissing keys or missed services

These figures are the current car standard as published by leasing companies and quoted in ombudsman decisions.1234

The limits are totals and counts, not just sizes

Three details catch people out. Alloy scuffs are added together on each wheel, so two 30mm kerb marks make 60mm. Scratches and chips have a count per panel as well as a size. And depth beats length: a 10mm scratch that shows primer is chargeable.

Which edition applies to you

Your agreement decides which standard applies, and most name the BVRLA guide. Earlier editions used a 10mm limit for dents, where the current one uses 15mm.5 If your bill includes dents between 10mm and 15mm, ask the company in writing which edition its inspector applied.

Vans have their own BVRLA guide with different tolerances. See business lease and van return charges.

What the standard does not excuse

The BVRLA says charges can still apply when the leasing company chooses not to repair the car before selling it, and that no charge applies for refurbishment caused by normal wear.6 The ombudsman follows the same line. Passing an MOT and returning the car under its mileage allowance have not reduced damage charges in the decisions we have read.78

How to use the limits on your own bill

  1. Ask for the inspection report and the photograph for every line charged.
  2. Compare each line with the row above. Look for a ruler or scale in the photo.
  3. Count scratches and chips per panel and add up scuffs per wheel.
  4. Dispute the lines where the photo does not show damage beyond the limit.

Quick answers

Is the BVRLA standard legally binding?
It binds you only because your agreement refers to it. The Financial Ombudsman Service treats it as the industry standard when deciding whether a charge is fair.
How big a scratch is allowed on a lease car?
Up to 25mm, as long as no primer or bare metal shows and it could be polished out, with no more than four on any one panel.
How big a dent is allowed on a lease car?
15mm or less across under the current standard, with no more than two on a panel and the paint unbroken. No dent is allowed on the roof or a swage line.

Sources

  1. The AA, Understanding the fair wear and tear standards
  2. Alphabet (GB), Returning your vehicle and the BVRLA standard
  3. Financial Ombudsman Service, decision DRN-5495134 (Leasys)
  4. Financial Ombudsman Service, decision DRN-5588300 (LeasePlan)
  5. BVRLA (earlier edition, hosted by Moneybarn), The industry fair wear and tear standard
  6. BVRLA, Returning your leased vehicle
  7. Financial Ombudsman Service, decision DRN-6074117 (Novuna Vehicle Solutions)
  8. Financial Ombudsman Service, decision DRN-5896019 (Arval)